Insights
Articles
Short, practical notes on the work: methods, mistakes, and the occasional opinion.
June 10, 2026 · David Rose
The method behind our public tools
All three of Triente's public tools come from one repeatable method — public data, modern APIs, and a small amount of AI. The U.S. Sentiment Signal is the clearest proof, because it leaves banking entirely.
Read article →June 6, 2026 · David Rose
Sentiment composite holds at 25 as Economic Health falls into the red
The June reading holds The U.S. Sentiment Signal at 25 out of 100. Economic Health, the one category that had held a yellow standing, drops into off-track territory, leaving all three blocks red.
Read article →May 29, 2026 · David Rose
Introducing the U.S. Banking Industry Simulator
A free interactive simulator for three FDIC-calibrated banking scenarios (credit-stress cascades, net interest margin compression, and long-run industry consolidation) that makes the system-level feedback loops visible.
Read article →May 22, 2026 · David Rose
Introducing the U.S. Banking Industry Data Explorer
A free interactive view of FDIC call report data covering every active U.S. bank, with industry trends, bank-level profiles, peer comparisons, and branch-network demographics on one site.
Read article →May 4, 2026 · David Rose
Introducing the U.S. Sentiment Signal
A monthly composite of ten federal data series and national surveys, scored 0 to 100, that judges the country's performance against its own record.
Read article →May 3, 2026 · David Rose
Why we built Triente
A short note on what the firm is for, how we work, and why we kept it small on purpose.
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